How To Qualify For A Bond

Whether you’re in the market to buy a house as your primary residence or as an investment property to rent out, it’s likely that you will need to borrow funds from a reputable financial lender.
SA Home Loans is South Africa’s only independent, specialist mortgage provider. As an alternate option to your traditional banks, we offer flexible lending solutions at competitive interest rates.

Affordability – Your affordability tells us whether or not you’re going to be able to manage your monthly home loan repayments. In order to determine your affordability, one would take your current income (salary, bonuses, overtime, allowances, rental, investments etc) and expenses (food, fuel, utility bills, school fees, subscriptions, entertainment etc) into consideration, then verify this information by referencing to your bank statements and other supporting documentation. As much as you may be tempted to stretch yourself in order to afford more on a home loan, it’s important to be prudent and honest when presenting this information. Financial situations can change and being able to comfortably manage your obligations now and over the long-term, is always a wiser decision.

Opt for exceptional service

SA Home Loans is well known for offering clients competitive interest rates. However, unlike the banks, our exceptional, personalised service is the real reason behind our loyal customer base. Our clients are treated as individuals and each application is assessed based on its own financial merits.

Our property finance consultants are experienced in motivating a diverse range of bond applications. From first-time buyers to clients purchasing their third home, our team is specialised, and has the resources and information you need to secure the best loan.

Contact us on 0860 2 4 6 8 10 for more information on our dedicated services or request a call me back.